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Payment Gateway Integration

Merchant Account or Payment Gateway is online business system which makes a website to accept credit cards online and in this way the credit card holder do the business online.

The use of credit cards has seen an increase in recent months because many businesses companies offering their products or services for sale on the internet which cannot be limited to 'cash on delivery' methods.

Payment Processing services provide a secure interface for customers to enter their credit card details online. Once entered, the numbers are checked for discrepancies to prevent fraudulent misuse. Bank databases are queried to approve the transaction. Upon approval, the merchant gets the money debited to his account. This multi-layered approach to security has also contributed to customer confidence in using credit cards online.

HTSuite can integrate with any type of payment gateway service provider with your website. Just sign up with the payment gateway and we will provide you with complete setup for your online shopping site.

We can integrate your e-store with any payment gateway that you have chosen. Here are some of the gateways that we have worked with before

Authorize.net
Verisign
PayPal
Cybersource
2CheckOut

What Is Needed To Get A Merchant Account

The processors have the difficult task of balancing the desire for growth with the desire to protect itself from risk. Accordingly, to insure a long and profitable business relationship, below are some of the things the we look for.

[NOTE: may differ a little from one merchant account provider to another]

Does the business actually exist? The processor must be certain that each approved application represents a legitimate, operating business.
The business environment. The retail merchant who accepts credit cards face-to-face presents less risk than a mail order/telephone order or Internet merchant.
Products and Services. Some type of products and services are more prone to customer dissatisfaction or buyer remorse.
Are owner and/or business financially solvent?
Business structure. The business structure affect who can sign the contract, whether a corporate resolution is necessary and whether business financial's will be necessary.
Average charge and monthly volume. Can the business financially support the volume they expect to process.
Owner's experience.
Special Requirements For Internet Merchants

We will check your web site to verify that it contains all VISA/Master Card requirements for e-commerce:

Merchant's DBA Name
Customer service number
Return/Refund policy
Merchant privacy statement
Currency must be in accordance with the Payment Gateway
Description of products and services
Credit card information must be entered on a secure page.

How To Get Started

To get started, contact us and we will contact you within 24 business hours to complete the application process. ecommerce merchant account, merchant solution, payment gateway, ecommerce credit card processing, ecommerce storefront.